United Way Helps Americans Achieve Financial Stability

As many as one-third of working Americans do not earn enough money to meet their basic needs.  Wages have not kept pace with the rising cost of housing, healthcare, and education and currently, 40 million Americans are working in low-paying jobs without basic health and retirement benefits.  For families walking a financial tightrope, unable to save for college, a home, or retirement.  United Way is here to help.

Financial Stability Initiatives

Lake Area United Way serves as a key player in several initiatives focused on promoting strong, financially stable individuals and families across Lake County and the Northwest Indiana region.


Money Smart Week® is a public awareness campaign designed to help consumers better manage their personal finances. This is achieved through the collaboration and coordinated effort of hundreds of organizations across the country including businesses, financial institutions, schools, libraries, not-for-profits, government agencies and the media. These groups come together once a year to stress the importance of financial literacy, inform consumers about where they can get help and provide free educational seminars and activities throughout the week. Programming is offered to all demographics and income levels and covers all facets of personal finance from establishing a budget to first time home buying to estate planning.


Bank on Northwest Indiana is a public private partnership that provides unbanked or under banked consumers with access to checking and savings accounts and equips consumers with the tools needed to effectively steward their financial resources.

Safety Net Programs

Many working poor individuals and families in Lake County struggle each day and lack access to the basic necessities of life such as food, shelter and clothing.  Lake Area United Way partners with local non-profit agencies to form a safety net to help meet the needs of those that are struggling.


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